I wanted to share this happy news. My credit score is 816! I don’t know what the hell happened. It’s been at a solid 6 something for a long time. I retained a C in payment history most likely due to everything that happened during the divorce because all of my payments in the last few years have been on time. I’ve done nothing differently. Nothing. The grades remain the same. I’ve checked it like 3 times today just in case there was a glitch. No, it says my credit score has increased by 143 points. Again, I’ve done nothing different. The only thing I can think is that I used my credit cards during the Christmas season. It will probably go back down again because I’m going to pay them off. Usually I don’t even make it out of the store before I’m paying it off.
I know some people are not happy unless they are at a perfect 850 but I am beyond delighted. Hell, I was ecstatic when I was over 600.
I’m still expecting something to happen and to have it go down again but I took a screenshot of it so I can look at it and smile.